Artha Graha | Bank Artha Graha Internasional Tegaskan Seluruh Proses Kredit Patuhi Regulasi OJK dan BI Checking

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Bank Artha Graha Internasional Tegaskan Seluruh Proses Kredit Patuhi Regulasi OJK dan BI Checking

Date : 22 Apr 2025
Posted by :Admin

Amid the increasing public demand for quick loan access, many individuals seek alternative financing options that do not require the BI Checking process. This phenomenon often occurs due to poor credit history or the desire to obtain funds without going through strict banking procedures. However, it is important to note that every official and licensed financial institution, including Bank Artha Graha Internasional, is required to apply prudential principles in loan disbursement.

Bank Artha Graha Internasional emphasizes that in every loan disbursement process, the Bank always adheres to the regulations and provisions set by the Financial Services Authority (OJK), and conducts BI Checking or checks through the Financial Information Service System (SLIK) of the OJK. This is done to ensure that prospective borrowers have a good credit standing, both at Bank Artha Graha and at other financial institutions.

Rumi Kreshna Wibowo, Corporate Secretary of Bank Artha Graha Internasional, stated that the Bank always prioritizes prudential principles in the loan disbursement process. “We ensure that all processes are carried out in accordance with OJK regulations and through BI Checking, as part of our commitment to good governance and customer protection,” he said.

The circulating information regarding loan disbursement without the BI Checking process by Bank Artha Graha does not align with the Bank’s policies and prudential principles. As a financial institution supervised by the OJK, Bank Artha Graha Internasional is committed to implementing principles of transparency, accountability, and consumer protection in every financial product and service it offers.

“We also continue to support responsible financial inclusion by considering customers' risk profiles and creditworthiness,” Rumi added.

For official and complete information regarding Bank Artha Graha Internasional’s credit products and services, the public is encouraged to visit the official website at www.arthagraha.com or Instagram @teman.agi, and to contact customer service via GrahaCall 0-800-191-888-0 and GrahaChat 0-811-191-888-80.