Bank Artha Graha Internasional, headquartered in South Jakarta, was originally established under the name PT Inter-Pacific Financial Corporation based on Deed No. 12 dated September 7, 1973, made before Bagijo, S.H., acting on behalf of Eliza Pondaag, S.H., then a notary in Jakarta. The company operated as a non-bank financial institution and was officially approved by the Minister of Justice of the Republic of Indonesia with Decree No. Y.A.5/2/12 dated January 3, 1975, and announced in the State Gazette of the Republic of Indonesia No. 6 dated January 21, 1975, Supplement No. 47.

On August 23, 1990, PT Inter-Pacific Financial Corporation listed its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange.

According to Deed No. 67 dated May 19, 1992, made before Adam Kasdarmadji, S.H., then a notary in Jakarta, and announced in the State Gazette of the Republic of Indonesia No. 10 dated February 2, 1993, Supplement No. 591, PT Inter-Pacific Financial Corporation changed its name to PT Inter-Pacific Bank. On February 24, 1993, PT Inter-Pacific Bank obtained a license to operate as a commercial bank with Decree of the Minister of Finance of the Republic of Indonesia No. 176/KMK.017/1993.

Based on Deed No. 44 dated June 13, 1997, and Deed No. 8 dated January 15, 1998, both made before Sri Nanning, S.H., then a notary in Jakarta, and announced in the State Gazette of the Republic of Indonesia No. 70 dated September 1, 1998, Supplement No. 5056, PT Inter-Pacific Bank changed its name to PT Bank Inter-Pacific, Tbk.

On April 9, 1999, PT Bank Inter-Pacific, Tbk requested the delisting of its shares from the Surabaya Stock Exchange, and on April 19, 1999, the Surabaya Stock Exchange approved the delisting request.

On April 14, 2005, PT Bank Inter-Pacific Tbk signed Merger Deed No. 17 before Imas Fatimah, S.H., then a notary in Jakarta, where PT Bank Artha Graha merged into PT Bank Inter-Pacific Tbk. The merger received approval from Bank Indonesia with Decree No. 7/32/KEP. GBI/2005 dated June 15, 2005, and became effective on July 11, 2005.

According to Deed No. 27 dated July 12, 2005, made before Imas Fatimah, S.H., then a notary in Jakarta, and with approval from Bank Indonesia with Governor’s Decree No. 7/49/KEP. GBI/2005 dated August 16, 2005, PT Bank Inter-Pacific Tbk changed its name to Bank Artha Graha Internasional, as announced in the State Gazette of the Republic of Indonesia No. 101 dated December 19, 2006, Supplement No. 13128.

Bank Artha Graha Internasional is committed to becoming a leading financial institution that consistently delivers excellence by providing high-quality services, comprehensive and innovative financial solutions to meet market needs, developing human capital, creating optimal benefits for stakeholders, and being a good corporate citizen concerned with the community and environment.

The bank offers a range of products and services to the public, including fund distribution products such as productive loans, consumptive loans, and other credit facilities, funding products such as savings accounts, checking accounts, and deposits, as well as conveniences for enjoying both conventional and electronic banking services, including GrahaCash 3-in-1 ATMs, Internet Banking, 24-Hour GrahaCall, Modul Penerimaan Negara (MPN) Gen 2, bill payments, ticket and pulse purchases, and other banking services. Additionally, the bank’s operation on Saturdays to serve customers is one of its service excellence features. The company continues to grow through various product innovations and business expansion, benefiting shareholders and stakeholders. Bank Artha Graha Internasional remains committed to being a leading financial institution with top performance, aligned with its vision, "to be a leading financial institution with excellent performance contributing to Indonesia's development."