Artha Graha | Laku Pandai

0-800-191-888-0

0-811-191-888-80

Internet Banking Service

E-Graha Retail | E-Graha Corporate

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Laku Pandai

Product Definition

Financial services without a network of bank offices, but through cooperation with other parties (agents) supported by information technology facilities using API Management to serve Customers. Laku Pandai is one of the programs provided in the framework of financial inclusion.

Features

Laku Pandai Savings Account Terms

Maximum Balance: Rp 20 million
Monthly Withdrawal Limit: Up to Rp 5 million
Interest Rate: 0.5% per annum
Requirements: Must have an ID card (KTP) and a smartphone

Requirements for Laku Pandai Agents

Citizenship: Indonesian (WNI)
Must not be an agent for another bank
Bank Account: Must have a savings account at BAG
Must own a smartphone
Initial Deposit: Minimum of Rp 250,000
Business Experience: Must have been operating a business for at least 2 years

Registration Process

For Laku Pandai Agents: Visit the nearest branch of Bank Artha Graha Internasional.
For Laku Pandai Customers: Visit an official Laku Pandai agent of Bank Artha Graha.