Jakarta - On Wednesday, June 17, 2026, PT Bank Artha Graha Internasional Tbk (the "Company") held its Annual General Meeting of Shareholders (AGMS) at the Artha Graha Building, Sudirman Central Business District, Jl. Jend. Sudirman Kav 52-53, South Jakarta. During the AGMS, the composition of the Company's Board of Commissioners and Board of Directors was unanimously resolved as follows:

Board of Commissioners

  • President Commissioner / Independent Commissioner: Kiki Syahnakri

  • Vice President Commissioner: Tomy Winata

  • Vice President Commissioner: Sugianto Kusuma

  • Independent Commissioner: Pesta Uli Sitanggang

  • Independent Commissioner: Elizawatie Simon

Board of Directors

  • President Director: Elvin Halim*

  • Vice President Director: Christina Harapan

  • Compliance Director / Independent Director: Indrastomo Nugroho

  • Director: Handoyo Soedirdja

  • Director: Susana

  • Director: Selvy

*Effective after obtaining the Fit and Proper test approval from the Financial Services Authority (OJK). The Company continues its business and digital transformation as the main pillars to maintain stability, strengthen competitiveness, and drive sustainable growth amid the dynamics of the banking industry and economic uncertainty. At the Annual General Meeting of Shareholders (AGMS), the Company presented its Financial Statements as of December 31, 2025, recording Third-Party Funds (DPK) of IDR 22.65 trillion, with a CASA (Current Account Saving Account) composition of 37.70%, and total loans disbursed reaching IDR 9.79 trillion. The Company also successfully maintained strong capitalization with a Capital Adequacy Ratio (CAR) of 27.76%, an increase compared to the previous year.

The Company’s achievements over the last 5 (five) years show a trend of consistent growth and fundamental improvement, including:

  • The Company's assets grew by an average of 5% per year, reflecting sustainable business growth.

  • The Capital Adequacy Ratio (CAR) provides adequate room to support business expansion while enhancing the Company's resilience against economic uncertainty.

  • Liquidity conditions have strengthened, growing nearly 3.5 times in the last five years, where Third-Party Funds (DPK) grew by an average of 7.82% per year with a stable CASA composition, supporting a more efficient funding structure and reflecting increasing public trust in the Company.

  • Asset quality continues to improve, with a declining trend in Non-Performing Loans (NPL) and Foreclosed Assets (AYDA) showing a downward trend at a more moderate pace.

  • Digital transformation has had a positive impact on increasing digital transaction volumes, followed by sustainable growth in fee-based income.

Entering 2026, the Company focuses its growth on the corporate and retail segments as its two main business pillars. This is supported by the acceleration of digital transformation through the strengthening of Agi Digital Apps, the development of cross-border QRIS services, gold purchase transactions, and the expansion of strategic cooperation with various ecosystem partners to deliver increasingly relevant services for customers.

In terms of human resources, the Company places Human Capital as one of the main foundations of transformation. Through the implementation of Talent Management, leadership development, digital competency enhancement, strengthening of a performance-based culture, and training programs aligned with technological developments and banking regulations, the Company continues to build an adaptive, innovative, and customer-service-oriented organization. This HR development is expected to support the acceleration of business transformation while increasing the Company's competitiveness in an increasingly digital banking industry.

With stronger fundamentals, a solid capital structure, improving asset quality, as well as ongoing digital transformation and human resource development, the Company is optimistic about creating healthy growth, increasing value for shareholders, and providing banking services that are increasingly modern, inclusive, and trusted by the public.


Jakarta, June 17, 2026

For further information, please contact:

Rumi Kreshna Wibowo

Bank Artha Graha Internasional

co_secretary@ag.co.id