Artha Graha | Fixed Loan

0-800-191-888-0

0-811-191-888-80

Internet Banking Service

E-Graha Retail | E-Graha Corporate

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Fixed Loan

Product Definition :

A Fixed Loan is a loan facility provided to debtors to finance investments (such as the purchase of fixed assets) or seasonal working capital needs, which are used only once. The loan is disbursed in a lump sum, based on the agreed loan limit between the bank and the debtor, using a promissory note or letter of commitment. Repayment can be made periodically until the loan term expires. The portion of the loan that has been repaid cannot be withdrawn again.

Advantages :

Long-term loan with a maximum term of 15 (fifteen) years.
Loan principal repayment may include a grace period.
Loan principal repayment can be made periodically, based on a cash flow schedule agreed upon at the beginning of the loan.

Features :

Funds are disbursed in a lump sum.
Repayment can be made periodically or in full at the end of the loan term.
The maximum loan term is 15 (fifteen) years.
The loan can be in USD.
Collateral may include movable and immovable assets such as land, buildings, and other assets appraised as sufficient by the bank.

Requirements :

Personal identification documents.
Company identification documents.
Financial information documents.
Collateral documents/information.