Artha Graha | BAGI KPR Graha

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BAGI KPR Graha

The Home Ownership Loan (KPR/KPA) from Bank Artha Graha Internasional is provided to individuals for purchasing homes or apartments through developers that have partnered with BAGI.

Key Benefit:

Fast and easy process
Flexible loan terms
Extensive network of partnerships with developers across various regions in Indonesia

Product Features:

Effective interest rate	:	12.5%*
Loan tenure	:	- Landed House: Maximum of 15 years* - Apartment: Maximum of 10 years*
Provision Fee	:	1%
Administration Fee	:	Rp500.000

*Terms and conditions apply

*Terms & Conditions:

Indonesian citizen (WNI) and domiciled in Indonesia
Minimum age: 21 years
Maximum age:
- Employees: 55 years (at retirement age)
- Entrepreneurs: 65 years (at loan maturity)
Minimum work experience: 3 years in the current company or owning a business that has been operational for at least 3 years
Income can be submitted under joint income conditions
Must open an account at Bank Artha Graha Internasional (BAGI)