Artha Graha | Smart Savings Program - Holiday Special

0-800-191-888-0

0-811-191-888-80

Internet Banking Service

E-Graha Corporate

[ { 'title' : 'Home', } { 'title' : 'About BAGI', 'submenu' : [ { 'title' : 'Vision Mission', } { 'title' : 'History', } { 'title' : 'Organization Structure', } { 'title' : 'Commisioner', } { 'title' : 'Director', } { 'title' : 'Chief Operating Officer', } { 'title' : 'CSSR', } { 'title' : 'Corporate governance', 'subsubmenu' : [ { 'title' : 'Guidelines for the Board of Commissioners and Directors' } { 'title' : 'Committee Guidelines' } { 'title' : 'Code of Ethics' } { 'title' : 'Risk Management Policy' } { 'title' : 'Audit Charter' } ] } { 'title' : 'Article of Association', } { 'title' : 'Corporate Secretary', } { 'title' : 'Awards', 'subsubmenu' : [ { 'title' : '2021' } { 'title' : '2022' } { 'title' : '2023' } ] } { 'title' : 'Company Professional Supporting Institutions', } ], } { 'title' : 'Product & Services', 'submenu' : [ { 'title' : 'Fund Release Product', } { 'title' : 'Funding Products', } { 'title' : 'E-Banking Products', } { 'title' : 'Other Services', } { 'title' : 'Product & Service Rates', } ], } { 'title' : 'Investor Relations', 'submenu' : [ { 'title' : 'Financial Statement', 'subsubmenu' : [ { 'title' : 'Quarterly Financial Publication Report' } { 'title' : 'Quarterly Financial Report' } { 'title' : 'Monthly Financial Publication Report' } { 'title' : 'Leverage Ratio Report' } { 'title' : 'Key Metrics Report' } { 'title' : 'Risk and Capital Exposure Report' } ] } { 'title' : 'Annual Report', 'subsubmenu' : [ { 'title' : 'Information To The Company's Shareholders' } ] } { 'title' : 'Sustainability Report', } { 'title' : 'GMS', 'subsubmenu' : [ { 'title' : 'Announcement' } { 'title' : 'Materials and Procedures' } { 'title' : 'Summary of Minutes of Annual General Meeting of Shareholders' } { 'title' : 'Invitation' } { 'title' : 'Information for the Company's Shareholders' } ] } { 'title' : 'Information to Shareholders of the Company', 'subsubmenu' : [ { 'title' : 'PUBLIC EXPOSE' } ] } { 'title' : 'Information Disclosure', } { 'title' : 'Trading Information and Share Listing', } { 'title' : 'Prospectus', } ], } { 'title' : 'News', } { 'title' : 'Asset', } { 'title' : 'Career', } { 'title' : 'Contact us', 'submenu' : [ { 'title' : 'Headquarters', } { 'title' : 'Office Network', } { 'title' : 'Off Premises ATM locations', } { 'title' : 'Customer protection', } { 'title' : 'Customer Complaint', } ], } { 'title' : 'Video Tutorial', 'submenu' : [ { 'title' : 'Internet Banking Feature', } { 'title' : 'Mobile Banking Feature', } ], } ]

Smart Savings Program - Holiday Special

The monthly deposit scheme is determined based on the selected luggage option:

a. Smart Savings Account with Tutto Luggage Reward

Tenor (yrs)	Monthly Deposit	Penalty	Est. Final Balance*	Reward Type
1	5,000,000	625,000	60,000,000	Travel Luggage 20"
2	1,500,000	625,000	36,000,000	Travel Luggage 20"
3	800,000	625,000	28,800,000	Travel Luggage 20"

* excluding savings interest

b. Smart Savings Account with American Tourister Luggage Reward

Tenor (yrs)	Monthly Deposit	Penalty	Est. Final Balance*	Reward Type
1	8.500.000	1.237.500	102.000.000	American Tourister Luggage 20"
2	2.300.000	1.237.500	55.200.000	American Tourister Luggage 20"
3	1.300.000	1.237.500	46.800.000	American Tourister Luggage 20"

* excluding savings interest

Terms & Conditions
- The program period runs from September 1 to December 31, 2026.
- The program applies to individual customers (both new and existing customers).
- Customers must have an active main account in the form of a Rupiah Savings or Current Account.
- Opening a Tabungan Pintar account must be done through a Bank Artha Graha Internasional branch office (not applicable via digital channels).
- Opening a Tabungan Pintar account can be done at any branch; it does not need to be the same branch as the main account (source of funds).
- Prizes will be provided no later than 20 working days after the funds are deposited into Tabungan Pintar.
- The color, shape of the prize, and program scheme are subject to change in accordance with bank policy.
- If a customer makes an early withdrawal before the maturity date, a prize penalty and product penalties will apply according to the prevailing terms of Tabungan Pintar.

* Bank Artha Graha Internasional is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia, and is a participant in the LPS guarantee scheme.