Product Definition:

A web-based banking service designed for individual customers who are actively engaged in banking transactions through their browser, with guarantees of ease and security in transactions. Retail Internet Banking from Bank Artha Graha Internasional can be accessed through the website https://ib.bankarthagraha.co.id. (mohon di cek apakah linknya sudah benar)


Advantages:

  • Financial transactions can be conducted anywhere and anytime.
  • Registration can be completed online, via ATM, or at bank branches.
  • Security in transactions is ensured with the use of OTP (One-Time Password) and Transaction PIN.


Registration Process

The convenience of registering for Retail Internet Banking with Bank Artha Graha Internasional can be done online as follows:

  1. Must have a GrahaCash GPN ATM card.
  2. Enter the card number and ATM PIN.
  3. Create a User ID and password for logging into internet banking.


Transaction Process      

For every transaction, customers are required to input:

  • SMS OTP: An SMS OTP contains 5 OTP codes, valid for 1 hour from the time the OTP code is sent by the bank.
  • Transaction PIN: A 6-digit PIN created during registration, used when performing transactions.